Planning your next chapter?

Whether you’re downsizing, refinancing or helping family, we help you understand your options, compare lenders and confidently navigate the home loan process.

Understand your options

We'll take the time to understand your goals, explain your borrowing options and help you make informed decisions based on your circumstances.

Find the right loan

Every lender has different lending policies. We compare a wide range of home loan options and recommend the one that best supports your lifestyle and financial goals.

Support from start to settlement

Whether you're refinancing, purchasing a new home or accessing equity, RK provides clear, practical advice to help make the process as straightforward as possible.

A personalised approach to your next chapter

Life changes, and your home loan should too. Whether you’re downsizing, refinancing, accessing equity or purchasing your next home, RK takes the time to understand your goals and provide clear, practical advice tailored to your circumstances.

RK is available 7AM -7PM, 7 days a week.

0412 517 237
rk@aurevia.au 

Whether you're downsizing, refinancing or making the most of your home's equity, RK provides clear, practical advice tailored to your circumstances and long-term plans.

FAQ

Clear answers to common questions about home loans later in life, what to expect, and how we support you through the next stage.

Is it too late to refinance or restructure my home loan after 50?

No. Many people over 50 refinance or restructure their home loans to better align with their current lifestyle, income, or retirement plans. The key is ensuring the loan structure supports both today’s needs and longer-term objectives.

How does Aurevia consider retirement when structuring home loans?

Aurevia considers retirement planning as part of the overall lending strategy. This includes looking at income changes, time horizons, cash flow, and flexibility, so the loan structure remains manageable and appropriate as circumstances evolve.

Can Aurevia help with downsizing or relocating later in life?

Yes. Aurevia regularly helps clients plan for downsizing or relocating by structuring finance that allows flexibility and clarity around timing, proceeds, and future borrowing needs.

Will my age limit my home loan options?

Age alone does not determine eligibility for a home loan. Lenders assess factors such as income, assets, liabilities, and loan structure. Aurevia helps identify lenders and options that align with your circumstances and longer-term plans.

Can equity in my current property be used as part of a lending strategy?

Yes. In some situations, equity can be used strategically to support refinancing, investment, or other property decisions. Aurevia assesses whether using equity makes sense based on risk, cash flow, and future goals.

Does Aurevia work alongside financial advisers or accountants?

Yes. Aurevia can work alongside financial advisers, accountants, or other professionals where appropriate to ensure lending decisions align with broader financial planning considerations.

What does the first conversation with Aurevia involve?

The first conversation focuses on understanding your situation, priorities, and future plans. It is a no-pressure discussion designed to provide clarity on available options and whether Aurevia is the right fit for you.

Is there a cost for the initial discussion?

No. The initial discussion is obligation-free and focused on helping you understand your options before making any decisions.

What is the first step if I am considering my options later in life?

The first step is a conversation. After you get in touch, RK will reach out for a brief initial discussion to understand your circumstances, priorities, and what you are hoping to achieve next.

If it makes sense to proceed, a strategy call is arranged to explore suitable options in more detail and ensure any lending decisions align with your longer-term plans. There is no obligation to move forward.

Ready to
take the next step?

Have a question about your home loan options? Send us a message and we’ll be in touch to discuss your goals.

RK is available 7AM -7PM, 7 days a week.

0412 517 237
rk@aurevia.au 

Send us a message

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