Looking for commercial finance?
Whether you're purchasing commercial property, investing in your business or exploring funding opportunities, Aurevia helps you understand your lending options and find finance suited to your plans.
How we help you secure commercial finance.
Commercial Property
Whether you're purchasing premises for your business or investing in commercial property, we'll help you explore lending options based on your financial circumstances and property plans.
Business Loans
From funding business expansion to supporting operational needs, we'll help you understand available business loan options and assess which arrangements may suit your requirements.
Commercial Investment
Whether you're expanding a property portfolio or pursuing a new commercial opportunity, we'll help you explore financing options and understand how lenders assess your proposed investment.
Meet your partner in finance, RK.
Commercial finance decisions can have a lasting impact on your business, from managing cash flow to supporting growth and future investment. Understanding your options and choosing the right lending structure is an important part of that decision.
RK takes the time to understand your business, financial position and commercial objectives. He'll explain your lending options, help you compare suitable arrangements and guide you towards a solution that supports your plans.
From assessing lender requirements and preparing your application to managing approvals and coordinating settlement, RK will guide you through the process from your first conversation through to settlement and beyond.
RK is available 7am to 7pm, 7 days a week.
Talk to RK directly on 0412 517 237
What matters in commercial lending.
Understanding your borrowing capacity
Commercial lenders assess a range of factors, including income, cash flow, existing commitments and available security. We'll help you understand what lenders may consider and how this could affect your borrowing options.
Choosing the right loan structure
Repayment terms, interest rates, security requirements and loan conditions can vary considerably between lenders. We'll help you compare these factors and understand their implications for your business or investment.
Supporting your longer-term plans
The finance you arrange now can influence your options later. Whether you're planning to expand, acquire additional property or refinance, we'll help you consider how your borrowing arrangements fit into your broader plans.
Let's talk about your next move.
Whether you're ready to purchase a commercial property, looking to grow your business or still exploring your financing options, RK can help you understand what's available and how to move forward.
Frequently Asked Questions.
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Commercial finance can be used for a range of purposes, including purchasing commercial property, acquiring business premises, funding expansion and supporting certain business investments. The lending options available will depend on your intended purpose, financial circumstances and lender requirements.
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Commercial finance is generally assessed differently from residential lending. Lenders may place greater emphasis on business cash flow, financial performance, the purpose of the loan and the security being offered. Loan terms, interest rates and documentation requirements can also differ.
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Your borrowing capacity will depend on factors such as the property's value and intended use, your income or business cash flow, existing financial commitments and the lender's credit policies. We can help you understand how these factors may affect your options.
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Many commercial property loans require a deposit or sufficient equity in an existing asset. The amount required varies according to the property, loan purpose and lender. Some business lending arrangements may also require security, while others may have different eligibility criteria.
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Yes. Business owners and self-employed applicants can apply for commercial finance. Lenders will generally assess your business income, financial records, trading history and existing commitments. We'll help you understand the documentation required and explore lenders that may suit your circumstances.
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Approval timeframes vary depending on the lender, the complexity of the application, the type of finance and the documents required. Commercial property lending may also involve valuations and additional assessments. RK will explain the likely process and keep you informed as your application progresses.